Educação financeira: investigação sobre a importância dos estudos na área desde o Ensino Básico

Abstract

The objective of this monograph was to present the relevance of including content related to financial planning from basic education, and the consequences of this throughout the life of any citizen. The research showed that the lack of financial education from an early age reflects on the culture and way in which Brazilians deal with money, given that a significant portion of the population has debt and is not in the habit of investing. Therefore, based on the information presented, it was possible to conclude that the need for public policies aimed at remedying the gaps observed is urgent, with emphasis on financial education in Brazil, based on changes in this sense, in the basic education curriculum, in addition to additional actions to also include older children and adults without this content until then. Therefore, it is expected that in the medium and long term, positive results will be observed in the face of such changes, capable of improving the quality of life, reducing levels of scarcity and debt. From the increase in savings and investment funds, the retirement of a greater proportion of Brazilians could occur, including significant help from the INSS. However, such changes will only be possible if educational content is properly introduced in the format of a mandatory subject, so that this content is present in a more significant way in Brazilian culture as a whole